The federal government has five programs that give money to students to attend college. These are federal grant programs -- they never have to be repaid. In typical government fashion, it can be difficult to find out about the grants, and understand which may apply to you. But don't worry, here's how to figure it all out.
When you are having trouble with financing your studies, it is a good idea to apply for federal college grants. A federal college grant is a type of federal government aid to help students in colleges to better fund their education. There are many reasons why undergraduates need a federal college grant. Some undergraduates may be struggling with monetary problems and is in need of aid to help them fund their college tuition, while some may need to focus on their researches and do not have the time to work on their side jobs to help them sustain themselves while doing their studying and researches. On any level, there is no such thing as not needing an extra income when you are a student. Even if your parents are able enough to pay for your college tuitions, getting extra aids in paying them would mean an extra load off your parent’s shoulder.
There are of course other measures you can take to pay your college bills. You can apply for student loans if the need for an extra funding is dire. But these students’ loans often leave you with a lot of debts after you finish your education and you could spend a lot of time wasting your youth just to pay off these debts. The great thing about the federal college grants is it is given by federal funding, and the grants given to college students by the federal government do not have to be repaid because it is a grant not a loan. This should be an extra encouragement for you to try and get a federal college grant.
You should know however that because it is a federal grant, the funding that is given to you on these grants are from taxes your parents and every other citizen in America paid. Naturally these funds are limited and are usually will not be able to pay your education expenses in full. In cases where you attend community colleges where the expenses are lower however there might be a chance that the funding can cover it fully or at least most of it. You can find out more about getting a federal college grants in websites dedicated on college grants information. Do not hesitate in finding out more about how to get these grants because it can really help you in funding your college tuition. This would mean less working on cafes waiting for tables or doing some deliveries on bike.
Tips and comments:
A Quick tip to get Federal Grants for College Students
**Check Out Pell Grants and FSEOG for Needs-Based Grants**
Pell Grants, and the Federal Supplemental Educational Opportunity Grant (FSEOG) are the two most common needs-based grant programs.
'Needs-based' means just what it sounds like -- the programs are geared towards low-income households, and grants are based on financial need. The actual assessment of need is a complex process, but each grant program can provide up to $4,000-5,000 (or a bit more) per student for the school year.
**Explore ACG and SMART for Academic Achievement Grants**
The Academic Competitiveness Grants (ACG), along with the National Science and Mathematics Access to Retain Talent Grant (National SMART Grants) are available in amounts ranging from several hundred to several thousand dollars for the school year.
Both programs are awarded based on a combination of academic achievement and financial need. To be eligible, student must also meet eligibility for Pell Grants.
**For Future Teachers, Look Into TEACH Grants**
The Teacher Education Assistance for College and Higher Education (TEACH) Grant Program provides up to $4,000 per year for students who are preparing to be teachers, and who are willing to commit to teaching in low-income public schools when they enter the workforce.
This is a relatively new grant program, and is not yet well-know.
**Fill Out Your FAFSA**
The Free Application for Federal Student Aid (FAFSA) is the starting point for applying for federal grants. Your school financial aid or guidance counselor can help you get started here.
**Learn the Ropes**
The federal government hands out billions of dollars of student aid every year in the form of free grant money to students. But the programs are complex, and requirements are not always straightforward.
The Resources section can help you study up on the federal grant programs, and learn which ones are most relevant to your financial and academic situation. You can begin the application process with the FAFSA4caster tool.
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