Finance Banking

National Online Banking Systems

Introduction

The national banking online system is an internet financial based service offered by the National Bank for the individuals but also for the companies, program that allows you to have access to your accounts without the help of the banking officer. By accessing the online platform of the program, you will be able to assess the situations of your accounts, to order payments, to define direct beneficiaries from your computer and to create deposits. You will also have a direct line opened with your bank 24 hours a day, allowing you to save time and waiting in line at the office of the bank.

History

If you want to be a client of the national banking online system, you will only need to open an account with the respective bank, and you will receive the needed data to access the application. You will need a computer connected to the internet and a browser that is able to support 128 bytes encryptions.

 

The national banking online system is just as safe as any other channel offered by the bank for payments and withdrawals. The security is a major concern for the IT engineers of the bank, offering the most advanced technologies available to encrypt the online information. The encrypting is a process that transforms the transmitted data into secured characters, ensuring a safe transmission channel at the same time between your browser and the bank system.

Features

If you forget the user or the password, or you lose the digipass, you will need to call the bank as soon as possible. The old digipass will be deactivated, but some banks request an additional commission for issuing a new digipass. If you receive a mail requesting the respective data, remember that this is a fraud. The bank will never request personal information from the clients, and you should report the phishing action as soon as you discover it.

 

It is simple to connect to this system. Just open an internet browser and type the address of the internet banking service of the respective bank. The browser will open a page, and you will be able to sign in, using your user code ad the password generated by the digipass.

Tips and comments

The advantage of the systems using the digipass is that the service can be accessed from any computer, as long as it is connected to the internet. In case you have issues about accessing and using the system, you can call the bank immediately, or you can send an email that will be answered in the shortest time possible.

 

Sometimes, you might want to include or exclude some accounts from the national banking online system. It is enough to enter the respective section on the site and you will be able to modify any details about the account. As the operations must be revised by an employee of the bank, it might take a while before the modifications will be active. In any case, this system offers you maximum efficiency and safety when it comes to online transactions, and a perfect method to initiate financial operations fast. 

By Stanculescu Mihai Bogdan, published at 01/06/2012
   Rating: 4/5 (10 votes)
National Online Banking Systems. 4 of 5 based on 10 votes.

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