Finance Banking

Security with banking online

Published at 02/15/2012 15:50:09

Introduction

People that want to make easy money always turned their heads to banks as the perfect place to steal some money. Banks have dealt over time with all kinds of robbers and scammers so banks constantly improved their security. There will always be people that would like to steal your money and with the invention of internet scammers have always found ways to do harm. Banking online has opened up a lot of possibilities for scammers. Using the internet remote access was available and so unknown persons could access your account or use your credit card. There is a lot of work in banking security, and banks usually have good security but the main problem is that people are the weakest link. If your personal information fells in the wrong hands, these persons could enter your bank account and make transactions in your name. Banking online is very useful and it helps you with a lot of issues but keeping your information safe is mainly your first priority.

History

You have to keep in mind that scammers and robbers will try to find out your personal information with all sorts of methods. Some methods are very ingenious and sometimes they are pretty hard to discover. One of the preferred methods used by the scammers is the man-in-the-browser or (MitB). This method is very popular among scammers, what they do is infect your browser and then they can modify your payments. If you are infected with a Trojan the scammers will see when you are making a payment and they can change the destination bank and account. Banking online is safe but again most of the problems appear because of users that aren’t very careful with their computer safety and security. If you want to avoid scammers you have to be very careful from where you access your banking online account.
Always be aware that some computers are infected with Keyloggers. Keyloggers are a big threat, because they record every single key you press on your computer. Scammers use keyloggers to record your personal information like passwords or Pin numbers. Keeping your banking online account safe starts with keeping your computer safe. When you want to access your banking online account make sure that the computer from which you enter is clean of Trojans and keyloggers. To avoid all keyloggers make sure you have antivirus software on your computer and always keep the software up to data. Keyloggers are usually sent as email so, be very careful when you open attachment emails.

Features

Banks have a lot of security and no one can access your account without your password and Pin so the best security for your banking online account is to keep yourself away form any type of loggers or Trojans.
Stay away from phishing emails, these are very dangerous because they simulate your banks website and scammers can fool you in thinking you are logging into your banking online account. The scammers will then use your login information to access your banking online account.

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