Finance Credit

Save Money on Phone Credit

Published at 03/15/2012 22:33:16

Introduction

A cellphone is a handy gadget that is very convenient to use, and you can use it in cases of emergencies. A cellphone also helps you to stay in touch with friends and family. One thing that is not great about cellphones is the amount of money that you use on credit each month. In addition, people throw away thousands of dollars each month because they have unused cellphone credit and data plans. If you find yourself spending too much money on cellphone credit here is how you can Save Money on Phone Credit.

Step 1

If you want to save money on phone credit the first thing that you need to do is to check your last cellphone bill and compare the monthly use of outgoing and incoming calls. If you constantly go over your limit each month, then it might be time to change your current mobile phone plan. You can increase your minutes so that you can save money in the long term, because the mobile phone service provider will charge you extra once you have exceeded your minutes, and this can become very expensive. You can take your cellphone bill to you mobile phone service providers office so that they can help you to decide on the most suitable calling plan to save money on phone credit.

Step 2

The second thing that you need to do if you are interested to Save Money on Phone Credit is to compare how you send text messages each month. See whether ether is any difference each month to help you arrive at an estimation of the minimum number of texts that you can do with every month. If you find that you are constantly going over the limit, you might want to consider switching to unlimited texts, or you can reduce the number of text messages that you send each month.

Step 3

The third thing that you need to do in order to save money on phone credit is to determine your usage of Internet services on your mobile phone. You then need to see how you can be able to reduce your Internet usage. Maybe you could download less games and songs. If you are not able to reduce your Internet usage, then you might want to switch to unlimited Internet for your cellphone.

Step 4

The fourth thing that you need to do if you want to save money on phone credit is to decide whether you need to be receiving a monthly bill or you could do with the prepaid cellphone calling plan. You can load your phone with a specific number of minutes. Most people with prepaid calling plans use their cellphones for calling long distance, emergencies, or if they only use the cellphone for a few minutes each time.

Step 5

The fifth thing that you can do if you want to save money on phone credit is to choose the Pay-as-you-go plan. This is quite convenient because you do not have to sign a contract with the phone company, and there is no credit check that will be done. With this plan, you will only pay for the amount of minutes that you have used.

 

 

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